What’s In My Bag (for back to school)

I’m honestly pretty excited to start school this semester. I got some new supplies, which I’m super eager to use. The past school year was a hot mess. It was just constant running around and forgetting things. It seemed that no matter how hard I tried, I just couldn’t get organized. And if it wasn’t for me taking duel credit courses this year, I would be behind. So over the summer I decided to buckle down for real this semester and start taking care of my business. 

Having your supplies organized and having a specific system in place can help a lot. In high school, I memorized everything. I have a great visual memory, so reading or rewriting the same phrases over and over again helped me pass all the tests. However, in college, the whole structure is different. A lot of the work is on your own, the note taking is continuous, and since you don’t get to see your instructor every single day of the week, you have to investigate some of the questions on your own. 

I did not realize any of that last year, but I have now and it’s time to redeem myself. So anyways, let’s get into what I’m keeping with me everyday to keep me well structured. 

(I didn’t include my school bag because I’m pretty sure I will be getting a new one.)

The first thing I want to show y’all is this makeup bad that I’m using as a pencil bag. This little egg guy is so inspirational. Whenever I’m feeling overwhelmed in class, I just look at it, and I’m like “yeah, me too buddy”.

And it’s literally the exact size I needed for my pens and prncils. Makeup bag for the win. 

This little rectangular box is kind of like my organization station. I got this pretty thing from Staples, and it comes with post-it notes, an eraser, binder clips, paper clicks and magnets. I really love this, the only problem is that it isn’t secure. The little pieces keep falling out. I’m going to need to do something about that. 

I like having the post-its being the same design. And I used them to label my $0.25 notebooks by class. I got 4 of these spiral notebooks, and a little journal one that I’m turning into a bullet journal for school. Here’s a peep inside:

I’m new to bullet journaling, but with everything going on now, with school and my first job, my somewhat second job, this blog, and just everything else that comes with life, saying I’m busy is an understatement. But I think this would be a cool way to keep me really organized. I want to do an entirely separate post about my bullet journal, so I won’t go too much into detail here.

Not pictured is the tiny stapler I bought myself, my hygiene kit that I bring with me that has an extra toothbrush and hand sanitizer in it, because honestly I just never know where I’m gonna end up these days. I’m thinking of getting more tiny bags to keep things in, because I hate when there’s a bottomless mess in my school bag. I’m hoping to develop a system that works well for me, and to keep this blog up and running on its feet. 

I’m sorry for the late post. I thought I was going to have enough time yesterday to post, but I was mistaken. I know better now, and will keep adjusting to make sure I bring y’all the best content I can muster up! 

Thanks for everyone’s support. Thank you for reading, liking, commenting, sharing, all of it really means so much to me. I’ll let you know how this new system goes, and share whatever tips I gain. 

Peace, 

Emma Katy 

Adulting (Success) No. 3 How to: Money Management 

My whole life I’ve been a money saver. When I would get money for birthdays or holidays it would always be put away for a later occasion. I’m not sure why that mentality always stuck with me, but I’m grateful for it. My family members know that I’m very strict on myself (and quite stingy to say the least) about how and when I spend my money. God has blessed me with a sense of financial security to the point where I feel pretty confident at even my young age. I thought I should share my tactics with my readers and maybe they would help you as you make your way into the adult life with me. 

The most important thing I want to discuss with you is where to put your money. I currently have 3 different accounts. 

  1. First of all I have my savings account. This account is pretty self explanatory. Not everyone is in the position to save up a whole lot of money at one time. But for example small dollars and coins will actually go a long way. Saving coins played a big part with helping me buy my first car. For my situation (and probably many of yours as well for college students) you may not have many bills -I pay my car insurance- so if I made $250 to $300 that week (working part time for example) I would put $100 in my savings account. I did this no matter what. It takes a lot, but I suck it up and say “this is going to help me start my own business one day” and just do it. 
  2. The second account I have is my Bills/Emergency account. This is another savings account, but there’s more leeway with this one. Say one week you strike a little gold (instead of $250 you make $273.45) that extra $23.45 would go into this bills account leaving you with $250. Then you would put the $100 in the other account. Now you’re probably saying to yourself “Lol yeah right. That extra 23 bucks could buy me like 4 or 5 coffees.” I know, I know, but doing this will slowly build up another pile of money that you can withdraw your bill money from, like a little safety net protecting you from poking into your savings. Now if something comes up and you need an extra $35 or $60 dollars you weren’t expecting to dish out this week, you have a nice little stash you can withdraw from. 
  3. Your checking account is the last one. It’s where all your spending money lies. So to recap you had $273.45. Put a little in your emergency account leaving you with $250.00. Put more in your savings which leaves you with a huge amount of $150.00. So this money management is obviously aimed at someone with perhaps a part time job and only a few bills, not grown adults with children and such because obviously I’m in no position to give advice on that. Okay, so for a 19 year old college student like me I look at that $150.00 and I see $20.00 for gas, some money for food and hanging out with friends, and maybe a small trip to Sephora. 

    But the holy grail pot of gold way of growing your money is this last tip. Now that you have $150.00, try to spend around $80.00 or $120.00 until next pay day. You’ve already did the responsible stuff by putting money and way in savings, and now I’m telling you not to spend the rest??? By all means yes, treat yourself. But if you spend less money then you make, you will eventually gain more and more money. 

    Let’s say you spent $120, leaving you with $30. The next week you do the responsible stuff and end up with $180. Spend some of that and the next week you end up with $200. The next week you end up with $245 and so on. This last tip will get you where you need to be where you can stop living pay check to pay check. Trust me on that. It takes a hell of a lot of discipline to tell yourself “No, I don’t need large fries on the way home.” Or “No, I can just wait until Friday to go get that book I really want”. It is super super super hard, but trust me, it pays off so well. 

    Now they are also some small ways of saving. Something I always did was put my coins in a piggy bank and rolled them up. Like I said, doing this gave me a few extra hundred dollars for buying my car. There have been stories of people saving like $700 in coins alone. How awesome is that? That could be you. 

    Another way is being unafraid to ask for discounts. When I buy work shoes I ask if they have a coupon I can use (since obviously I don’t just buy nonslip shoes for no reason) and they give about 15% off. Or if you go out to eat, ask if they have any specials going on right now. Also, looking for coupons before you go shopping is a get way to save a little extra money. 

    So far this is how I’ve been managing whatever kind of income I do rally up. I hope it helps the other struggling adults out there like myself. Thanks for reading!!

    Adulting Failure (No. 2) 

    As many of you know, becoming an adult is about one of the worst you could do. But here we are, at our late teens and early twenties, making our struggles through life. I did have a little bit of success, which you can read here. For me personally, I have many responsibilties. I always thought I was pretty good at giving the right amount of attention to each task, but lately it seems my attention span has been getting shorter and shorter. 

    Sometimes I think about my mom. She goes to school, goes to work, handles us, and a thousand things I don’t even know about. If she can keep track of so much, then surely I can remember the stuff I have to do. 

    A new thing I’ve been doing is scheduling my weeks by dates, and writing down every single task I have to do that week. Here’s a screenshot: 

    So here I have Monday through Sunday. Seeing as today is Friday, I’ve already finished a lot of the stuff I had to this weekend. I’ve also started a new system where I print out a paper calendar, and write down significant events. 

    I have 2017 print out so far. And have as many important things written down as I can. But if I’m being for real with you, it is not enough. 

    I don’t know what to do guys. But as a grown up, you have to keep track of your days. If anybody has any ideas please let me know. 

    Let this post serve as a reminder that nobody has all their stuff together. Everybody is struggling with something, whether it’s school, work, family, time, or money. We all have our stresses, especially as a young adult. And I don’t know about you, but I always hear “you’re so young; what do you have to worry about?” And honestly, all of us have stuff to worry about. 

    I think the main reason why I have such a hard time keeping everything in order is because I have so many new plans. I have a lot planned out for the next few months, including things for this blog. It’s an extremely busy but exciting time right now, which is what our late teens and early twenties are andll about! Don’t get too down on yourself if you don’t have it all figured out. None of us do.